Today we will talk about Whatsapp Me Payment Kaise Kare and learn how you can use WhatsApp UPI based payments feature and how WhatsApp UPI payments feature is different from other UPI apps.
WhatsApp is an app that changed the world. Today there will be hardly any Smartphone user whose mobile does not have WhatsApp. Today there are more than 1.2 Billion (1 billion) users worldwide and the biggest thing is the highest number (200 million) of Indian users among WhatsApp users.
The biggest reason for the increasing popularity of WhatsApp is the new features of WhatsApp i.e. WhatsApp is adding the best features to WhatsApp in every new update and one such new feature has been added and that is WhatsApp UPI payments feature. .
As I told you above that most users of WhatsApp are in India, so WhatsApp UPI payments feature has just been released for Indian users.
If you do not have payment feature in your whatsapp, then after updating, the WhatsApp payments feature will start showing in the settings of your WhatsApp and then by clicking on the Payments option, you will first have to setup the WhatsApp UPI payments feature, after that you can send payment to any friends. Can you?
How to Make Payment in WhatsApp
Before using the WhatsApp UPI payments feature, it is very important for you to know what is UPI and how does the UPI payment system work, although we have published a post about UPI in many details, which you can read by clicking on the link. You can, but in the basic information of UPI, let me tell you here also.
What is WhatsApp Payment
UPI full form is Unified Payment Interface (Unified Payment Interface) and as you can understand from UPI full form that UPI is not a payment application but it is such a payment interface or we can say that it is such a payment system that any bank or company can use its apps. I can use to make payment.
National Payments Corporation of India (NPCI) introduced Unified Payment Interface (UPI) to make the electronic payment system in India easier and more efficient and UPI is the best payment interface among all the existing payment interface (technologies) till date. Is.
That’s why all the private companies or banks are adding UPI payment system to their payment apps so that they can keep their payment apps updated with the latest payment technology and the users of their app do not stop using that app.
According to the list given on the NPCI site, so far 66 banks have started using the UPI service, some banks have added the UPI payment system to their old payment app, while some banks have started their new app for the UPI payment system. has been launched.
Like recently, Paytm has added BHIM UPI to its old Paytm app itself and now the world’s largest messaging company WhatsApp has added the UPI Payment feature to its messenger app.
With the help of WhatsApp UPI payment feature, you can very easily transfer money from your bank account to your friends’ bank account through your WhatsApp without knowing its bank details.
How to Make Payment through WhatsApp
To add WhatsApp UPI payments feature to your WhatsApp, first update your WhatsApp. After updating WhatsApp, open the chat of any of your friends and click on the attachment icon.
In attachment option, apart from document, gallery, audio etc., you can also show payment option and if you are not showing payment then let us know how you can add WhatsApp UPI payments feature to your WhatsApp.
For this, first you have to contact any of your friend who has WhatsApp UPI payments feature available and if that friend tries to transfer money from your WhatsApp payment feature, then notification will come on your WhatsApp to setup WhtaApp UPI feature.
Now as soon as you ok that notification, WhatsApp payments feature will be added to your WhatsApp and then you will have to setup WhatsApp UPI payments feature. Let’s learn how you can setup and use WhatsApp UPI payment feature.
How to Pay through WhatsApp
Let us learn how you can setup UPI Payments feature on WhatsApp and how you can transfer money to your friends with the help of WhatsApp UPI payments feature.
Step 1: As WhatsApp UPI payments feature will be updated in your WhatsApp app, you have to open WhatsApp settings, there you will get Payments option. You have to click on that Payments option.
Step 2: Now you have to verify your WhatsApp number. In this verification it will be checked that this number is registered with which of your bank account and for this verification an SMS will be sent automatically from your mobile which will also charge 1.50 Rs/-.
Step 3: Now the bank list will show in front of you, you have to select the bank in which you have your bank account and the number with WhatsApp is registered with that bank account.
Step 4: After clicking on the bank, the setup of your WhatsApp UPI payments will be completed in a few seconds and then you have to tap on the Done button.
Step 5: Now the WhatsApp Payments page will open in front of you, where the bank account connected to the WhatsApp payments feature will show. You can connect more bank accounts by tapping on Add new account option and you can also check your payments history on this page.
Step 6: Now open the chat of any friend you want to make payment (money transfer) with the help of WhatsApp payments feature and then tap on the attachment icon and tap on Payment option.
Last Step: Now enter the amount you want to transfer (payment) to your friend and then confirm the payment by entering your UPI PIN. Once the UPI pin is confirmed, that amount will go directly from your bank account to your friend’s bank account.
Read more : How To Transfer Money From Mobile
How to Transfer Money from WhatsApp
It is easy to transfer money from WhatsApp, but the way you have created a UPI account from your mobile number, in the same way, the person you want to transfer money will also have to make your own UPI.
If he has already made UPI, then by following the above steps you can learn how to transfer money from whatsapp.
Apart from this, you can pay on WhatsApp like normal UPI, that is, if you want to transfer money from your WhatsApp to Google Pay, PhonePe, Paytm, then you can. Whatsapp UPI payment works like all other upi payments.
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